Chowdeck has partnered with MyCoverGenius to provide personal accident insurance coverage for more than 20,000 riders across Nigeria.
The partnership which took effect in November 2025 automatically enrols every active Chowdeck rider into a personal accident insurance plan powered by MyCoverGenius.
This is in a move aimed at strengthening protection for gig workers in the country’s growing on-demand economy.
Umar Nasir, head of operations at Chowdeck, said the initiative goes beyond insurance coverage. “Riders are a critical part of everything we do at Chowdeck. This partnership with MyCoverGenius is about more than just insurance it’s about setting a new benchmark for how delivery platforms in Africa should protect and support their people,” he said.
“We want every Chowdeck rider to feel secure knowing that their wellbeing is just as important as the meals and packages they deliver every day.”
Adebowale Banjo, chief executive officer of MyCoverGenius, said the collaboration aligns with the company’s mission to expand access to insurance.
“Our mission has always been to make insurance accessible, relevant and impactful for everyday Africans. By partnering with Chowdeck, we are extending protection to thousands of hardworking riders and demonstrating how digital platforms can integrate insurance in ways that directly improve lives,” he said.
The coverage includes accidental medical expenses, temporary disability benefits and other key protections designed to offer financial support in the event of unforeseen incidents.
The collaboration is being positioned as a significant step toward improving rider welfare in Nigeria’s delivery sector. Chowdeck’s riders currently serve over two million customers nationwide, making safety and risk protection a critical issue as the platform continues to scale.
Chowdeck has rapidly emerged as one of Nigeria’s leading on-demand delivery platforms, building a reputation for speed and reliability.
The company said the insurance partnership reflects its broader commitment to creating a sustainable delivery ecosystem where rider safety and dignity are prioritised alongside operational efficiency.
The move comes amid the rapid expansion of Africa’s gig economy. In Nigeria, recent survey data shows that 64 percent of location-based gig workers report that income earned from digital platforms has made a meaningful difference to their household finances.
