The ember months are here again and in the usual characteristics of the season, we are always tempted to buy and buy. And incidentally, we find that prices of goods and services are on the rise not just because of inflation, but as result of mad rush and last minute buying for Christmas and New Year. Most people are in a hurry to get unfulfilled aspirations even if it means sticking out their tongues to the mill machine.
During the weekend I went to the market and discovered that a whole lot of things have gone up and I began to wonder what is happening. This period is better regarded as a money milking months, only the fat cows can survive or the thin cows that have stored up for the period.
What is so peculiar about these ‘ember’ months, that each time the period comes it brings trepidation, anxiety and financial mistakes? These are few guidelines to help you salvage your account this period
Shop in time
Early to shop, early to save. The earlier you make that purchase; the better, extra delay means extra pay. Imperishable food items, clothes, home gadgets and others can be bought earlier before the peak of the yuletide period. This is my mum’S traditional way of telling us as kids that the year is about to round off.
Buy in bulk
This period demands that one buy in a reasonably bulk according to your consumption to avoid wastage. Buying in bulk helps saves money as you rob off traders those retail profits they usually make.
Prioritize between needs and wants
It is wise that you spend your money firstly on your necessities over wants, as by nature human wants can never be fully attended to; there is always room for more cravings. Before pampering yourself, discipline yourself first by making wants come second in your list. This also ensures that you spend based on your capability, instead of competition among friends or foes.
Not everything need to be new
For the fact that the end of the year connotes merriments do not mean that everything you want to flaunt should be new. Changing that damaged door handle, can give it a new look or working on that generator might make it sound better. As for women, it is not all about getting your wardrobes revamped but the charisma and the sense of style you exude. Sometimes that old ride just need a pimp not a new one. The same also goes to the male folk.
