The last month of the year can be one of the most exhilarating period, depending on what side of the financial scale you happen to be on. The festivities never end, there are parties, dinners, conventions, and travels.
None of these can be achieved without spending money, and if not managed properly, it can constitute serious financial issues once the holiday boils over. Worse, some people find it difficult to actually do anything for their friends and loved ones due to their inability to meet their saving target. This makes ALAT by Wema, Africa’s first fully Digital Bank, the most innovative platform to address these money issues.
ALAT is encouraging users to save towards the holiday as Teni, Nigerian singer and songwriter is doing with the Digital Bank. With Teni leading the #SaveLikeTeni message, savers can prepare for a ‘Detty December’ with all the thrills of non-stop excitement and fun – by creating and meeting a detailed savings goal through easy steps on the ALAT app. #SaveLikeTeni represents a new trend, launched by ALAT, redefining digital banking by creating solutions that is specifically tailored to address customers’ issues and provide a seamless banking experience. Rather than being an alternative, ALAT continues to be the exception.
With the app, you can open and verify an account using only the Banking Verification Number (BVN) and phone number, including a photo and a valid means of identification, without visiting the bank.
Owing to the excellent services provided by ALAT, the digital bank was awarded the ‘Best Mobile Banking App’ and ‘Best Digital Bank for 2017’ in the World Finance Digital Banking Awards. Roughly a year after its launch, the bank amassed a customer base of over 180,000 customers and counting, with deposits exceeding a billion naira. With its emergent customer base, ALAT has also set up several initiatives to aid its customers fully relish its seamless digital services. These initiatives are directed towards achieving the single objective of maximizing customers’ banking experience.
One of such initiatives is its ‘10% percent interest on savings.’ With this, ALAT is going to pay up to 10 percent interest on goal savings within the designated time frame. This concept helps ALAT users make additional money on their several savings goals such as wedding budget, rent payment for the year, new car purchase, school fees, vacation budget and many more.
Another exciting feature ALAT offers is the ‘Virtual Dollar Card’, which allows customers transact business online using dollar currency. With the feature, ALAT customers can convert currency from naira to dollars. So wherever the holiday celebration might be in four months, there is a lot more to enjoy with ALAT. And like every offer on the app, #SaveLikeTeni can be accessed conveniently – download the ALAT app, visit the savings and investment section and start saving.
With its inclining customer base, dedication to customer service and ingenious initiatives, ALAT has consistently met customers’ needs, and has proven to be at the forefront of digital banking. With such specific and customer-focused offers, the future of savings is truly in the customers’ hands.
