Christians in many churches across the world last Sunday marked their 2013 Fathers Day, reminding ‘fathers’ that they owe a lot of responsibilities to their families.
In one of the Churches I attended was a lot fanfare and glamour, as the fathers danced in joy and went home to celebrate with their families.
What that tells me is that, most fathers are really happy being fathers to their children and wards, but how long this joy would be sustained is my reason for coming up with this article.
As a father, have you looked back to say –what will happen to my family if I am no longer around to provide for them? What happens to the education of my children? The mortgage I am paying for, what happens to it?
If you have considered all these and you could not find reasonable answers to them, then know that you have not really done what you are suppose to do as father.
The best gift you can give your children and spouse this auspicious day of celebration of the ‘father’ is to take a life insurance cover, that should you not be around they will continue in their present standard of living; continue their education, pay the balance on your mortgage and have some peace of mind.
I therefore recommend that you take a life insurance cover for the sake of your family.
Life insurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a designated beneficiary a sum of money upon the occurrence of the insured individual’s or individuals’ death or other event, such as terminal illness or critical illness.
In return, the policy owner agrees to pay a stipulated amount at regular intervals or in lump sums. There may be designs where bills and death expenses plus catering for after funeral expenses should be included in Policy Premium. In some instances, a lump sum is paid on the insured’s demise. The value for the policyholder is derived, not from an actual claim event, rather it is the value derived from the ‘peace of mind’ experienced by the policyholder, due to the negating of adverse financial consequences caused by the death of the Life Assured. Want to get a life insurance policy for the benefit of your family, go to an insurance company.
