The growing incidence of accidents on our roads, resulting from poor infrastructures and excessive speeding by motorists has put many road users on danger list. If you walk to the orthopedic hospitals, you will be amazed the number people brought in each day to the emergency units as result of vehicular accidents, particularly the motor cycle popularly called ‘Okada’.
The unfortunate thing is that majority of the victims do not even have money to pay for their medical bills, leaving their relations to begging from one person to another for help.
While who becomes victim of accident cannot be predicted, it is important that people take insurance to protect their self incase of accident.
Insurance here provides cover to enable an accident victim meet his or her medical bill in the event of an accident or make claims in the case of permanent disability.
While some employers have provided for insurance of their employees as group life insurance, which covers death in service, it is important that people take personal accident insurance.
A Personal Accident Insurance covers expenses that occur as a result of an accident, providing financial assistance to you and your family in times of your greatest need. Depending on the premium plan that policy holder could get as much as he or she wants depending on the policy terms.
Among the advantages include a 24 hour coverage worldwide; no medical examination require; flexibility to increase benefit level by choosing ideal plan; option to secure multiple benefits through multiple premiums as well as affordable premium rates.
Personal Accident Insurance
The Personal Accident Insurance covers expenses that occur as a result of an accident, providing financial assistance to you and your family in times of your greatest need
Features
• Fill policy documents plan of choice
• Standard Plan: Death/permanent disability benefit – up to NGN 500,000 *
• Executive Plan: Benefits between NGN10 – 50 million *
• Premium Plan: Benefits from NGN 50 million *
Benefits/Advantages
• 24 hour coverage worldwide
• No medical examination required
• Flexibility to increase benefit level by choosing ideal plan
• Option to secure multiple benefits through multiple premiums
• Affordable premium rates
Modestus Anaesoronye
