Many contributors in the Contributory Pension Scheme (CPS) really do not know what they will be earning at retirement based on their present contributions.
If you would want to know this, Use ARM Mobile App calculator irrespective of whether or not you are signed up with the Company as your Pension Fund Administrator (PFA).
The importance of this is that it will enable you consider whether or not you need to increase your contributions through the personal voluntary contribution option, or to make other alternative plans to boost your retirement earnings.
The app called ‘The ARM Engage Mobile App’ is a new innovation by ARM Pensions Mangers Ltd to increase her touch point with customers and potential customers.
Abisola Onigbogi, head, Business Development at ARM Pension Managers (PFA) Ltd it is a virtual office; a real hand-held branch of the Company that is always available 24/7 wherever you are. The ARM Engage Mobile App is a customer friendly application that gives our clients easy and convenient access to their Retirement Savings Account on any smart phone (Blackberry, Android or ios). As technology evolves, ARM is constantly exploring new and innovative ways to remain close to our esteemed clients and the Mobile App is an additional touch point for us, he said.
Onigbogi stated that one of the main objectives of ARM in this financial year is to increase customer experience and we are making conscious efforts to expand the channels through which our existing and potential clients can reach us, he stated.
“This has informed the decision to launch our solar-panelled mobile office and Mobile App amongst others. The Mobile App is free, interactive, user-friendly, convenient, and can be used on the go. Also, it will help clients monitor their contributions and confirm employer deductions; provide an avenue for existing and potential clients to receive latest industry updates and will help in planning for retirement via our retirement calculator.”
On how the innovation differentiate ARM from other pfas, he said “We are a customer-focused firm and even though we ‘sell’ the same products and services as others in the industry, it is our mode of delivery of that service that has set us apart. A couple of applications exist in the industry but our latest iteration is miles ahead of what is available in the functionality and ease of use; and testament to this is in the very positive feedback we have received from early adopters.”
The intention he observed is to continuously be at the forefront in delivering the best possible service to our customers with cutting-edge technology. We will not relent in exploring other novel avenues to continue to do so, Onigbogi said.
Modestus Anaesoronye


