In a visionary move that could redefine digital service delivery and inclusive finance in Africa, Gbolahan Owoeye Nigerian-born business leader has officially launched the Yield Haven AI App and its revolutionary Loan Marketplace this April 2025. The twin platforms represent a bold new chapter in Africa’s digital evolution, one where artificial intelligence is no longer a passive tool but an active agent for solving real-world challenges.
The milestone marks the emergence of Africa’s first all-in-one AI-powered concierge, combining chatbot intelligence with direct access to live agents, micro-lenders, forex traders, educational support, and job facilitators. More than a platform, Yield Haven reflects Gbolahan’s broader vision: to design a digital ecosystem that bridges people to solutions with dignity, speed, and choice.
Gbolahan’s rise from Archer Fellow in Washington, D.C., where he trained in public policy and governance, to VPI Strategy Lead at Cummins Inc., has been marked by a rare blend of technical insight and human-centered thinking.
At Cummins, he distinguished himself as a strategy expert driving operational transformation, particularly across the supply chain and compliance operations.
These experiences, combined with prior roles in Nigeria’s banking sector and federal statistical systems prepared him to design a system like Yield Haven, grounded in real-world complexity and the economic realities of underserved populations.
According to early users, the Yield Haven AI App feels like “a friend who gets things done.” Instead of ending conversations at answers, the AI agent connects the user to real service providers, scholarship portals, micro-loan agents, forex vendors, or business consultants. In Gbolahan’s words:
“We didn’t build another chatbot. We built an assistant that gets you help, not just advice.”
For instance, a student in Osun State looking for a foreign scholarship can now be matched to live counselors. A small business owner in Nairobi can chat with a loan vendor, compare rates, and close deals within minutes, all from one interface.
On the other hand, the Yield Haven Loan Marketplace connects:
• Loan vendors to borrowers
• Forex buyers to sellers (at negotiable rates)
• Users to a decentralized financial choice model where market forces drive transparency No more rigid terms. No more bank-first bias. This is Gbolahan’s answer to monopolized finance: “Let the people choose the rates. Let the system serve the person, not the other way around.”
What sets Owoeye apart is his multi-sectoral approach. The Yield Haven app is accessible via low- bandwidth devices, integrated into WhatsApp, and available in multiple African languages, a reflection of his commitment to inclusive tech. He built for urban centers and rural towns alike.
His work is gaining traction not only in Nigeria and the U.S. but across emerging African tech scenes. Yield Haven’s headquarters in Indiana supports cross-border tech development and capital coordination, while the Nigerian operations serve as a launchpad for grassroots engagement and scaling.
Gbolahan Owoeye is not just a founder. He is a strategist, a thinker, and an architect of Africa’s tech renaissance. From his academic foundation in economics and policy to his innovation in logistics and digital lending, Owoeye’s fingerprints are on every aspect of the Yield Haven system.
“Technology should listen, act, and deliver. Africans don’t just want access , we want resolution,” he says.
His work is an evidence to this philosophy. And with the launch of Yield Haven AI and Loan Marketplace, millions of Africans may now have a smarter, faster, and fairer path to solutions.
With future phases including credit scoring, impact investing, and social commerce, Yield Haven is poised to become Africa’s first AI-powered platform that combines digital empathy with economic empowerment.
“We’re just getting started,” Gbolahan says. “This is not about hype. It’s about legacy.”
